Kentucky

01.04.2017

Collision coverage not available for insured in unlicensed driver accident

Most people who own an automobile know that it is important to obtain a copy of the insurance policy. However, many consumers do not fully understand all of the different options that may be available to them, much less the many limitations and exclusions contained in a typical policy. When an accident happens, a misinformed consumer can be extremely surprised and disappointed to find out what exactly is and, perhaps more importantly, is not covered, especially after years of faithfully paying monthly premiums to the insurance company. As the plaintiff in a recent insurance dispute lawsuit found out, just a few words in an insurance policy can make a tremendous difference in the insurance company's responsibility to pay out certain benefits in the event of an accident. Read More

01.02.2017

Bob Young named managing partner of ELPO

Bob Young named managing partner of ELPO Read More

12.14.2016

How to give money without getting a tax headache: Part 2

By Nathan Vinson, Attorney English, Lucas, Priest and Owsley, LLP You’d think giving money away would be easy, wouldn’t you? And for the most part, it is. But it’s important to pay attention to some of the details so you don’t end up getting socked with a tax bill or missing out on a tax deduction in return for your generosity. In our last post, we discussed how to give money to your children, grandchildren or anyone else you’d like without much complication (such as having to file a gift tax return).  Now, let’s turn to gifting that can net you a tax deduction on your income tax return (in addition to just making you feel good). Read More

12.09.2016

How to give money without getting a tax headache: Part 1

By Nathan Vinson, Attorney English, Lucas, Priest and Owsley, LLP It’s a generous time of year. There are donations making their way to non-profits, and checks being written in lieu of gifts to family members. If you prefer to give money rather than gifts to children, grandchildren or others on your list, there are a few things you need to know before you write that check. We’ll address just giving to your children in this blog post; we’ll address giving to charities in part two later this month. The main point: your gift can trigger your obligation to file a gift tax return if you aren’t careful. We’ll walk you through who you can give to, how you can give and how much you can give. Here’s the official information from the IRS. Read More

12.01.2016

Owned-but-not-scheduled-for-coverage insurance exclusions permissible in Kentucky

How much do you know about your insurance coverage? For instance, if you have two cars insured under separate uninsured/underinsured motorist policies, do you assume that you are covered under both policies for an accident in either vehicle? Or do you know that there may be an insurance exclusion that applies? This issue was the subject of a recent Kentucky Supreme Court case in which the justices strongly disagreed about whether an "average American" could understand certain exclusions in two insurance policies issued to a man who was later hurt by an underinsured driver. Read More

11.29.2016

Company that brokered shipment through freight company not vicariously liable for 18 wheeler accident

When it comes to claims arising from an 18-wheeler accident, an injured person is often wise to "cast a large net" and name as many defendants as possible. This is because insurance coverage issues and policy limits can restrict the ultimate recovery from a particular defendant, but, if several defendants are named, it is more likely that the plaintiff will be fully compensated for his or her medical expenses, lost wages, and pain and suffering. Of course, the defendants named in a tractor-trailer wreck case may have a viable defense, and they have a right to seek the dismissal of the case against them on procedural grounds. In such cases, it is up to the courts to decide who stays and who goes. Read More

11.07.2016

Kentucky Paralegal Association conference draws strong participation from ELPO

Kyle Roby speaks at the recent Kentucky Paralegal Association conference in Bowling Green, Ky. Three attorneys from ELPO spoke at the recent Kentucky Paralegal Association conference in Bowling Green, which was co-sponsored by ELPO and involved several paralegals working to help create and plan the conference. Read More

11.02.2016

Talcum powder case brings $70 million verdict against Johnson and Johnson

By Jessica Surber, attorney English, Lucas, Priest and Owsley, LLP A Missouri jury found in favor of a woman who developed ovarian cancer after long-term use of talcum powder in her genital area, awarding her $70 million in damages in late October. This is the third large verdict against Johnson and Johnson in 2016, with two other juries handing out $55 million and $72 million verdicts to women or their families who were affected by ovarian cancer after the women’s long-term use of talcum powder products. Johnson and Johnson is the maker of Johnson’s Baby Powder and Shower to Shower, both products containing talc that have been used by women in the genital area for decades. The public recently learned that Johnson and Johnson and other companies knew of this product’s link to ovarian cancer, but continued to market the product as safe for such use. Read More

11.01.2016

Adoption month highlights need for adoptive families

Adoption month highlights need for adoptive families Read More

09.30.2016

Attorney Sarah Jarboe organizing ABA environmental conference

Attorney Sarah Jarboe organizing ABA environmental conference Read More